For Chase credit cardholders, the “MyBonus” program offers a chance to supercharge your points and miles earning potential. This program delivers targeted spending offers directly to your account, allowing you to rack up bonus rewards on everyday purchases.
What are Chase MyBonus Offers?
Chase MyBonus presents personalized spending incentives for specific categories or merchants. These offers can vary significantly, ranging from bonus points for gas station purchases to amplified rewards on travel bookings.
Rather than show these offers in your online banking account, through mailers, or other such platforms, you’ll need to check your offer using the specific MyBonus link and by entering the last 4 digits of your credit card to see what you’re eligible for. Find your current bonus by clicking the button below.
As of March 2024, the current MyBonus offer that I qualified for was pretty lackluster… It’s nice to see practical rebates on products or services that people use every day, but unfortunately I’m not one of them that subscribes to this particular product.
Frequency and Availability
With every new quarter of the year we see new MyBonus offers hitting center stage. While not necessarily announced in a broad, easy to find public forum by Chase, you can pretty much count on this kind of consistency, and set a calendar alert to check for yours every 3 months.
To make it just a bit unpredictable, Chase doesn’t always every cardholder the same (or any) MyBonus opportunity, so you might end up getting a “not eligible” notice when you try to sign up.
If this happens to you, there’s really not much you can do about it except wait. Well, or try another card and see if you’re targeted there.
Past Standout Offers
Unlike above, not all the MyBonus offers are duds… The program has delivered some exceptional offers in the past, including:
- Increased points on dining: Earn 5x points at restaurants for a limited time.
- Bonus miles on travel: Accelerate your mileage accumulation on specific airlines or travel booking platforms.
- Boosted rewards at office supply stores: Stock up on business essentials while earning significant bonus points.
This current targeted offer is a great example of how these can be lucrative in your points and miles journey. By utilizing your card to book different types of travel with Chase, you can receive a fair amount of UR points as the bonus. If you were already planning on booking something through their portal, then this is a win-win! If not, consider the pros and cons of the travel portal, like reports of poor customer service, delayed or canceled flights not being able to get rebooked, and other mid-trip mishaps.
Maximizing MyBonus Value
As with all things in this hobby, there are ways to go about maximizing the value you can receive from offers like these. If you’re struggling to figure out ways to make these offers work for you, think about the following few guidelines and how they could apply to your personal spending:
- Strategic planning: Analyze upcoming expenses and align them with active MyBonus offers. For instance, if you have an upcoming office supply purchase, wait for a MyBonus offer at your preferred store.
- Combine with base rewards: Remember, MyBonus offers are typically earned on top of your card’s base rewards rate. Consider the card’s intrinsic bonus categories to stack earn more points with every purchase.
- Multiple cards: If you hold several Chase cards, prioritize MyBonus offers on cards with the most relevant rewards program for the bonus category. Personally, I’d prioritize the Chase cards that offer UR points as their reward currency. The co-branded cards have their time and place, but nothing beats the versatility of a transferrable travel currency.
Getting to the Point
By staying informed about MyBonus offers and strategically utilizing them, you can significantly boost your points and miles balance, helping you reach your travel or rewards goals faster. Remember to check the MyBonus page frequently and leverage MyBonus to maximize the value of your Chase credit card.
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